Registered Education Savings Plans from Heritage RESP are savings plans that are meant to pay for the educational costs of children after high school. They are typically opened by parents for the use of their children. RESPs may also be opened by grandparents, other relatives, or even friends of the children or a child care organization.

The older my kids get, the more I realize that I’m really not a huge fan of the newborn stage. I love my newborn babies with all my heart, don’t get me wrong, but they just don’t DO anything at that stage! When Nathan was about 6 months old, I remember calling my mom and telling her, “AHA! Apparently THIS is when things start to get fun! 6 months old is where it’s at!” When Nathan was 9 months old, I remember telling a friend, “Okay, 6 months was kind of interesting, but this whole 9 month old thing is WAY better!” And at 12 months, I decided I’d been crazy before, that 6 and 9 months were certainly better than the newborn stage, but that apparently the older Nathan got, the more fun and exciting he was.

Setting: It is 3:30 a.m. and everyone is sleeping soundly. Suddenly, Nathan starts yelling and sobbing (presumably having a nightmare), so I hustle to his room to find out what’s wrong. Me: “Nathan! Nathan! Honey, what’s wrong?” Nathan: (still sobbing) “Want … take … bath … “ (still crying) Me: “You want to take a […]

I haven’t written about it much because there were so many other things going on, but this last year and a half has been a tough one for Nathan (i.e., REALLY hard on us!). When he was around 15 months old he developed what we can only assume was a super severe case of stranger […]

I envy people who make fancy and adorable pregnancy announcements, but even under the best of circumstances, that’s just not who I am. Right NOW, we have hit six weeks of the whole family being sick (there was the flu, which turned into pnuemonia for Nathan, then an epic stomach virus that led to explosive […]

Setting: Emily has had her evening bath and is hanging out in the living room while I finish up some stuff before putting her to bed. Me: “Alright Emily, are you ready for bed?” Emily: (picks up her snuggy and starts running to her room) Me: “Oh, um, okay, I guess you are! Don’t you […]